Tiktoker shares incredible tips on how to save huge money on your car insurance
Published on Aug 14, 2023 at 2:58 PM (UTC+4)
by Kate Bain
Last updated on Aug 15, 2023 at 12:08 PM (UTC+4)
Edited by
Kate Bain
This woman is revealing exactly how you can save hundreds of dollars on your car insurance.
Motoring expert Abigayle Andre has taken to TikTok to share her top eight tips for how to get the best deal on your car insurance each year.
And you don’t need to jump through a bunch of hoops either, these hacks are super simple once you know about them.
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1. When to buy it
“This is a car insurance hack I wish I knew years ago,” she said.
Abigayle said there was a ‘sweet spot’ and that was buying your car insurance 23 to 26 days in advance.
“Literally this one little thing that costs you no money, just a bit of planning, could save you hundreds,” she said.
“I know because I’ve done it.”
She said it saved her between £200-£300 ($250-$380) each year.
2. Experiment with your named driver
“Sometimes you’d be surprised, a learner driver can even bring your car insurance down,” she said.
“Just experiment with different people that you know.”
3. Think about where you park
“You might think it will be cheaper to park in your garage, but that’s not always true,” she said.
“Try parking on the road and see how that changes things.”
4. Your job title
Abigayle said the price of your insurance can change depending on your job title.
She urged drivers to use the job-picking tool from Money Saving Expert to find a job title that would bring their premium down but still suit what they do for a living.
5. Shop around
This might seem like an obvious one, but Abigayle said it was a surefire way to save some cash.
“Shop around, try comparison sites, it’s a bit of leg work, but you’ve got to work to save money,” she said.
6. Multi-car policy
If you live with another driver, it might actually help your back pocket.
“If somebody in your household has got a car that’s insured, find out if their insurer does a multi-car policy,” she said.
7. Add your driving license
Abigayle, who goes by SheTalksCars on TikTok, urged drivers to add their driving license number when paying.
“No one ever wants to do this, but it saved me 20 quid (£20, ed), and that’s 20 quid better in your pocket than someone else’s,” she said.
8. Pay in one go
“It’s not possible for everybody, but if you can, pay it in one go,” she said.
“It’s always cheaper by hundreds because you’re paying no interest.”
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Kate Bain is the Page Editor at supercarblondie.com. She is based in Dubai and coordinates coverage of the latest news across automotive, technology, and lifestyle. Kate has a bachelor's degree in business and post graduate in journalism. She is an experienced editor and journalist who has worked for News Corp, Daily Mail Australia, and Sky News. When she's not at work, you'll find her attached at the hip to her dog, Thor. Kate is currently on maternity leave following the birth of her first child.