I asked an insurance company what quote it'd give for the Tesla Roadster and this is what it had to say

The big debut of the Tesla Roadster lit up the internet, as the sight of the flying car grabbed everyone’s attention.

But it led us with one burning question – how on Earth would you get something like that insured?

I took my question to an insurance company that specializes in bespoke cover.

Its answer revealed a lot about the challenges that lie ahead for the Roadster.

Why has everyone been talking about the Tesla Roadster?

It was the video that got everybody on the internet talking.

The sight of the Tesla Roadster lifting off the ground was a gold mine for auto journalists around the world, and there’s been no shortage of coverage.

Everyone has been chiming in with their thoughts, from Mate Rimac to the CEO of Ferrari.

But the reveal has also opened up some questions.

One of which was whether or not this would be road-legal, which Elon Musk had to answer on stage.

The FAA has since come out to clarify that the vehicle would not meet the definition of an aircraft.

But here’s another question to mull over – how much would this car cost to insure?

I asked an insurance company about insuring the Tesla Roadster

To better understand this question, I approached Adrian Flux, a specialist insurance company in the UK.

The company tailors its coverage to cars of all shapes and sizes, from classic cars to modified vehicles and kit cars.

From their answer, one thing is clear – there’ll be a lot to figure before the Tesla Roadster officially rolls out en masse.

“Elon Musk may have solved the problem of getting a car off the ground, but insuring it could prove almost as challenging,” a representative from Adrian Flux told Supercar Blondie.

“The new Tesla Roadster potentially crosses two very different insurance markets – motor and aviation.

“A conventional car insurance policy wouldn’t cover someone taking flight, while an aviation policy would probably not cover them driving down the motorway.”

The challenges that could lie ahead for this flying car

Adrian Flux raised one hypothetical scenario that could be prove problematic further down the line.

“The really interesting question then is what happens if the driver activates the jets to avoid an accident and lands on another vehicle,” the representative said.

“Is that a motor claim, an aviation claim, or both? So it’s easy to see that a lot of work would need to be done before cover could be provided.”

Despite the challenges, Adrian Flux maintained it would find a way to provide coverage.

“If they ever manage to make the vehicle road-legal, then we would find a way to cover it by producing bespoke cover for both road and airborne use,” it said.

“As a specialist insurance broker we’d enjoy the opportunity to explore how to insure the Roadster.

“We’re used to being at the forefront of these discussions and new innovative markets, such as driverless cars, so we’d be really well placed to produce the type of bespoke policy that would be required.”

It’ll be interesting to see how things pan out when the time comes.