The McLaren F1 is now so valuable that it’s virtually impossible for an insurance company to write one off

The McLaren F1 has entered a league of its own when it comes to value.

So much so that it is virtually impossible for an insurance company to write one off.

The legendary 1990s supercar regularly brings in staggering sums when it is sold.

And those prices mean that an insurance company will almost never deem one too expensive to repair.

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Why the McLaren F1 is almost impossible to write-off

When debating the greatest supercars, a variety of different metrics are often used.

Top speed, sales figures, and rarity are all often top the list.

But could an inability to be written off now be a new measuring stick?

If so, then it appears that there might truly be only one winner.

The McLaren F1 retains absolutely incredible value whenever it is sold or auctioned.

Well-preserved units often exceed the $20 million figure.

Because of this, it is extremely unlikely that an insurance company will deem one a total loss.

And the reason for that comes back to the value the supercar holds.

Because of its consistently high resale value, insurance companies will very rarely deem one a complete loss.

And that is because the repair costs are typically still well below the iconic supercar’s market value.

McLaren offers dedicated team to F1 owners

McLaren still retains a dedicated servicing team just for the F1.

This is done through McLaren Special Operations (MSO).

This means that McLaren itself is capable of restoring F1 cars back to factory condition.

Such a dedicated service highlights the McLaren F1 and its status as arguably the greatest supercar of all time.

Rowan Atkinson proved the supercar’s value

In case you think we’re joking about the F1 being written off, allow us to give you an example.

Legendary comedian and actor Rowan Atkinson is a renowned petrolhead.

In fact, Atkinson himself previously owned a maroon-colored McLaren F1.

And the British icon crashed his supercar – twice.

But it was the second crash that dealt near-fatal damage.

The accident in question occurred back in 2011.

While driving along a country road, Atkinson lost control of the McLaren.

It subsequently spun off the road, hitting a road sign and a tree.

The supercar icon was almost cut in two; with a small fire to boot.

It led to what was the biggest insurance pay-out recorded in Britain, costing $1.4 million in 2013.

The damage was so extensive that it took over two years to fix.

And the legendary actor still made $11.3 million when he decided to sell it on in 2015.

Yes, that’s right – not even splitting a McLaren F1 in half was enough for an insurance company to consider it a total loss.

We certainly don’t recommend putting it to the test, though.

What makes the F1 so legendary

Central driving position: Unique three-seat layout with the driver at the center

Naturally aspirated V12: 6.1-liter BMW engine producing 618hp

No driver aids: No traction control, ABS, or turbos – pure analog performance

Carbon fiber monocoque: First production car to use this race-inspired tech

Lightweight focus: Just 1,138 kg, lighter than many modern sports cars

Gold-lined engine bay: Used for heat insulation