US woman booking 30 consecutive cruises breaks down if full-time cruise living is really cheaper than land

Published on Mar 09, 2026 at 5:06 PM (UTC+4)
by Ben Thompson

Last updated on Mar 09, 2026 at 5:06 PM (UTC+4)
Edited by Emma Matthews

Believe it or not, this woman has booked 30 consecutive cruises for 2027 – but is living on a cruise ship cheaper than living on land?

YouTuber Poverty to Paradise did some number-crunching to give her subscribers a transparent look at life at sea.

For many people, the idea of living on a cruise ship sounds like a little slice of Heaven.

But is it financially feasible to do?

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Would you trade in paying a mortgage for a life on cruises?

Having 30 cruises booked up sounds like a life of luxury, right?

Well, it won’t come for free – or cheaply, for that matter.

Lynnelle, the host of Poverty to Paradise, estimated that she’d spend approximately $30,000 over the course of a year on housing, food, utilities, and transit.

This isn’t the first time she’s shared her experience – having previously shared the ‘dark truth’ about her lifestyle.

So how much was she spending?

That averages out to about $2,500 a month and $83 a day.

The cruises alone would cost anywhere from $20 to $65 a day, while hotel stays in between cruises would cost significantly more – say $100 a night on average.

In terms of tipping, this YouTuber would spend around $12 a day – $5 for the cabin steward, $5 for dining, and $2 for additional staff.

Factor into that $3,000 a year being spent on transportation getting her to these cruise ships – a flight to Vietnam, for example – and you’ve got yourself a fairly hefty bill at the end of it.

But you’d certainly get your money’s worth.

Alongside her cruise ship lifestyle, she was also planning to live for a few months in the Vietnamese city of Da Nang.

Because even someone who lives on a cruise ship needs a break from it.

But was this sort of lifestyle feasible – and was it cheaper than living in a house back in the US?

What you need to know before you commit to life at sea

Lynnelle had some tips on how to make cruise ship living reasonable.

She estimated that somebody would need an income of between $2,500 and $3,000 a month to make it work.

The $30,000 expenses don’t cover a lot of other costs – healthcare, cell phone plans, and any additional lifestyle extras, including what you get up to while you’re on land, like day trips or spa days.

She had a few tips on how to bring down costs, though.

First was to win casino offers, which would often cover the base fares and leave her paying taxes and additional fees.

By sailing back-to-back on the same ship, she minimized packing and other travel logistics.

She also used hotel reward points to cover gaps between cruises – this would bring prices down from $200 a night to $100.

Not too shabby at all.

All in all, Lynelle concluded that life at sea was cheaper than on land.

“When I stay on land, it can be as much as twice that or more. And that’s before utilities, groceries, and transportation,” she said.

“So, when I book cruises, my costs are typically between $20 and $65 a day. And that’s why, for me, this lifestyle is less than living on land.”

That’s certainly what one elderly couple found when they weighed up living on cruise ships or in a retirement home.

Ready to find your sea-legs?

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Following stints at LadBible, The Sun, The New York Post, and the Daily Mail, Ben joined the team full-time in February 2025. In his role as Senior Content Writer, his sparkling copy, the ability to sniff out a good story at 100 paces, and a GSOH quickly led to him becoming an integral and invaluable member of the writing staff.