Owning a Maserati: the real costs of maintenance, insurance, and daily driving

As with any car, buying a Maserati supercar comes with more costs than just the purchase price. 

While it will cost you hundreds of thousands – if not millions – of dollars to get your hands on a Maserati, there are other expenses to consider. 

Things like repairs, services, fuel, and insurance can all add up – especially if you use your vehicle a lot. 

So just how much does it cost to keep and run a Maserati?

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Maintenance

Like any car, a Maserati needs regular maintenance and services to keep it in tip-top condition; there’s no point in splashing the cash on a bespoke MC20 Cielo just to run it into the ground.

And it turns out that when it comes to upkeep and general maintenance, you can expect to pay a bit more if you’ve got a Maserati in the garage. 

Over the first four years, you can expect to part with an average of $1,625 per year – this is a lot higher than, for example, a Honda where you’ll probably spend a yearly average of $585. 

Rusnak Maserati told Consumer Affairs that across those first four years of ownership, you’ll end up spending around $6,500. 

How often you’ll need to go in for maintenance and services depends on how much you use the vehicle, but as a standard you should plan for one every year or at around 12,000 miles.

It’s also important to note that the four-year average of $6,500 doesn’t include unplanned maintenance and only covers basic preventive maintenance. 

If you do need to get repairs, that figure can quickly fly up a lot higher, but taking good care of your car – by scheduling regular maintenance – can keep more costly repairs at bay in the long-run.

“Maseratis don’t have a great reputation when it comes to life span,” mechanic Stephen Sunkel told Consumer Affairs. 

“But you can keep anything on the road for longer with the right care.”

Maserati insurance

When it comes to insurance, there’s a bunch of factors that can determine how much you’ll pay such as the make, model, and age of your Maserati, as well as your age, where you live, how long you’ve been driving for, how often you use your car, and whether you’ve ever been in accident. 

However, the team from insurance comparison Car Edge crunched some numbers and found that an average – based on a 40 year old, good driver with full coverage and good credit, that drives around 13,000 miles per year – will cost $6,178 per year.

If that sounds like a lot, it’s because it is.

Car Edge says the figure puts Maserati vehicles at around $3,283 more expensive to insure than other luxury car brands.

And, of course, if you happen to not be a 40 year old with good credit, the numbers can shoot up. 

An 18-year-old Maserati supercar driver with a poor credit rating would be expected to stump up a staggering $33,501 a year, this drops to $19,502 for an 18-year-old with a clean record and good credit score.

Whereas on the other end of the scale, a 55-year-old good driver with a good credit rating would pay around $5,514.

But it’s worth remembering that when it comes to insuring a high-end vehicle or supercar, you can make decent savings by opting for a specialist insurance firm – so always shop around before you sign up.

Daily driving and fuel

Much like with insurance, fuel costs are largely dependent on other factors – not least the make and model of Maserati you go for. 

Your driving style, how much you use your car, and even where you live and top-up will also have an impact. 

With that said, as Maserati creates V6 and V8 performance-focused supercars, you can expect to pay a bit more for fuel than you would for your average daily driver due to fuel efficiency.

According to the US Department of Energy’s handy fuel-cost tracking tool, a 2023 Maserati MC20 costs around $5.68 for every 25 miles, which comes to an average yearly fuel spend of $3,400. 

The site suggests that across five years, you’ll spend $8,500 more in fuel costs compared to an average new vehicle. 

The 2024 Maserati Quattroporte Modena and the 2024 Maserati Ghibli both fare slightly better, with the cost to drive 25 miles sitting at $5.11 and a yearly fuel cost of around $3,050 – over five years, you’ll spend about $6,750 more on fuel than an average new vehicle owner.

Alongside this, daily driving can increase the chance of something going wrong with the vehicle and repairs on exotic cars, such as Maseratis, can be eye-wateringly expensive. 

According to CoPilot, common problems Maseratis can run into range from a clutch replacement, which costs around $4,000, to a full transmission replacement, which can cost thousands.

But costs aside, you’re driving a Maserati, so there are no real losers here.

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